My Goals For 2015…

Leukaemia Foundation MarathonTo Run the New York City Marathon in November AND raise $10,000 for the Leukaemia Foundation.

In my last blog I shared with you my big achievement for 2014, the writing and publishing of my first book ‘Retiring In Comfort; How to Build Your Wealth for the Future’.

As I promised in my last blog, this week I am going to share with you my main goal for 2015; I am very excited to share that I will be running the New York City Marathon this year on behalf of the Leukaemia Foundation. I will be raising $10,000 to be used by the Leukaemia Foundation to support individuals with Leukaemia and their families.

When I am planning my goals I use three main motivators to inspire me; Is it something I love? Will it have an impact on the world? Will it help me create connections?

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‘Retiring in Comfort: How To Build Your Wealth for the Future’ My big achievement in 2014.

Retiring In Comfort HeaderMy last few blogs have focused on reviewing the last year and making plans for 2015 so I thought I would share with you one of my main goals for 2014, it was to write my first book. I am not an author and I have no writing experience, but I wanted to share my expertise and find a way to pass on the financial life lessons I have learned. What better way than a book?

I am very excited to announce I achieved my goal for 2014! I wrote and published my first book ‘Retiring In Comfort: How to Build Your Wealth for the Future’. It was no small feat to publish my first book and I would like to share with you the key steps to my success in this project.

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Setting Goals For 2015

2015 GoalsIn my last blog I discussed some strategies for achieving your goals. This week I want to take a step back and discuss the importance of reflecting on the last year, and how to use your results to plan for the year ahead.

I thought I would mix it up, and chat with you in person this week, click on my video for a quick 2 minute discussion on how to review 2014 and set your goals for 2015.

Little Steps for Big Achievements in 2015

christmas financesChristmas and the New Year are fast approaching, it is the time of the year when people will over spend and over commit. It can sometimes take the next 12 months to get back your finances back on track (only to go through it all again the next Christmas).

As a result, I thought that it is a great time of the year to start thinking about your goals for 2015, both financially and personally.

What needs to be put in place to achieve success next year?

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DIY Superannuation Shows Greatest Returns

SMSF performanceThere was an article published on the 17th June 2014 in The Australian newspaper suggesting that self-managed superannuation funds (SMSFs) have significantly outperformed their APRA-regulated rivals in six out of the past eight years.

The study found that on average SMSFs had beaten the average APRA-regulated fund by 22.5 per cent over the period, after the payment of all related costs. The numbers indicate that a $500,000 investment in an SMSF at the start of the 2004-05 financial year would have returned $345,571 net by June 30, 2012, an increase of 69.11 per cent, compared with the average APRA-regulated fund returning $190,100 net, a lift of 38.02 per cent.

Contrary to plenty of perceptions out in the market place, this is proof that SMSF’s do rate very well in terms of performance when compared against other funds.

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What Is Your Definition For Success?

Success ZJL

“Success is about creating benefit for all and enjoying the process.  If you focus on this and adopt this definition, success is yours” Kelly Kim.

Forget about how much you earn, whether it’s as low as a dollar an hour or if you are lucky enough to earn $1,000 dollars an hour. It doesn’t really matter; it’s about how much you can save that’s really important. Are you getting up each and every day and going to work because you have to pay the bills or is it just what you need to do – then stop. You need to change your attitude right now.  You need to have the mentality that you can create something special. Ask yourself are you trying to set yourself up so that one-day you have a choice of retirement options? Do you want the choice of doing the things you love, rather than the things you must do. If you tell yourself that you can’t run a marathon, then odds are, you probably won’t.  Instead, ask yourself what you need to put in place to give you every chance of successfully completing a marathon, and then just do it!

What is your definition for success?

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Questions To Ask Before Applying For A Bank Loan

bank loanEven though many of us dislike the banks and we especially frown upon the profits they make year after year, if used correctly and wisely the banks can be utilised to help us create financial freedom in retirement. Using the banks services to build wealth is a simply strategy. We borrow money from the bank for as little cost as possible, and then use that to get a greater return than what the bank is charging us. This strategy can be used for capital, business or personal gains.

Most of you will find that at some stage or another throughout your life, you will need to apply for a bank loan of some type, either to make a major purchase like the purchase of your home or that investment property or maybe to keep your business operating or simply keeping alive the dream of creating financial freedom in your retirement. Organising a bank loan can be a time-consuming process for any person which makes it important to ask yourself the right questions in order to not only give your application the best opportunity to succeed but to gain some reassurance that the loan is the best option to help you gain financial freedom. There are a number of items that you all should consider before committing to taking out a bank loan.
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